4 votes
Accepted

What is the insurance status of a car that has been "totaled" and the owner decides to keep?

Keep in mind that an insurance policy is a contract between you and the insurance company. In return for your premiums, they agree to do certain things. One of those things is to compensate you for ...
jwh20's user avatar
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4 votes

Can an insurance company deny repairs after an accident because of rust underneath?

There is a concept called "betterment" that comes into play here. The insurance company is not liable to repair anything that was pre-existing before the accident. In the case of rust, ...
jwh20's user avatar
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1 vote
Accepted

Car Insurance and Collision

I found this really good article* written by an insurance trial lawyer that I feel can help answer this question. *The article is US focused, the OP didn't mention their country of origin though "...
Mr. Spock's user avatar
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