On fat bicycles — those with 4" tires, meant for riding on snow — you'll occasionally hear someone saying that 5" tires will fit with no difficulty in a given frame. Yet I'm inclined to continue using the OEM 4" size as that gives me more space for slush build-up during winter rides, on roads and off-road, delaying that the wheels will start to scrub against the accumulated slush.
Now I'm wondering whether a similar phenomenon is better studied, or perhaps even well-understood, for winter car tires and wheels (rims).
On manufacturers websites, the option for winter tires are 10mm-30mm narrower than summer tires, and (as a consequence) the option for winter wheels (rims) are 1" to 1.5" narrower.
Is it established for winter tires and wheels to be narrower to accommodate slush build-up in wheel wells?
Again comparing with bicycles, a narrower tire makes it easier to ride over snow, since that is the width that I need to compact — in essence continuously "climbing over" small hills that I then flatten. In a car on the roads I'm seldom the one who's compacting the snow (the first or the heaviest), and so I doubt that justifies the narrower tires. Can you confirm?
Just to complete the comparison, note that switching from 4" to 5" tires on a bicycle requires a (simple) cyclometer adjustment to continue obtaining accurate speed and distance readings. This would be more complicated in a car. That is why we can talk about using narrower wheels, but the diameter must remain close to that of summer tires.