I just got in my first accident, and I'm not sure what to do.
I hit a tire on the highway. I have geico insurance. I have dashcam footage of the incident. This happened at around 9:45pm, it was dark out. I was not speeding. It looks like the tire was larger than a normal passenger car sized tire.
It looks to my untrained eye like the damage is mostly/all cosmetic. The driver side of the bumper (about 1/3rd) is torn, but mostly still attached. There are rubber skid marks on the bumper, the driver side rear door, and the driver side rear hub cap. All of my lights appear to work.
My questions are:
I believe I am not at fault, but will geico think so? More specifically, will the dashcam footage help or hurt my case?
What actions should I take, and in what order?
Here is the footage of the accident: https://www.youtube.com/watch?v=K10PA-9DKyw
(This is my first post on stack exchange so please let me know if this is the wrong stack to be asking on, or if I should do anything else.)