As a general maintenance practice or a troubleshooting method without having a particular reasoned approach, no. If it's troubleshooting, testing the fuses on their exposed blade tips is equivalent.
That said, replacing the fuses shouldn't create any risks so long as you're replacing them with the appropriate values.
It should be pointed out that fuses can exhibit cumulative degradation due to short-term overcurrents which were insufficient to open the fuse. This can reduce the fusing current, but until the fuse actually opens, it's not going to be producing any problem symptoms itself. Even if this were a concern, replacing the fuse wouldn't fix the source of underlying periodic overcurrents.
In other contexts, (e.g. large mains cartridge fuses), the fuse body is filled with an arc suppression filler such as calcium carbonate. In damp environments, this can absorb moisture and cause corrosion of the fuse elements. In these cases, maintenance fuse replacement might be a valid stop-gap approach to avoid replacement of the protection equipment. There aren't any filled fuses in typical automotive applications.